Financial products

Loans

A credit book in stablecoin: origination, collateral, repayments and servicing.

Engine 11/15

A credit book in stablecoin.

Use cases
03
Capabilities
06
Posts to
Ledger of record
Changes
Maker-checker

01Use cases

What you can launch with it

Start with the one you need. Each runs on the same ledger, with compliance and reconciliation built in.

  1. Use case 01

    Stablecoin lending to retail or business clients.

  2. Use case 02

    Collateralised credit lines with LTV policy.

  3. Use case 03

    Working-capital loans for merchants.

02Capabilities

What it includes

  • Origination engine that prices and books each loan.

  • Underwriting rules you define per loan product.

  • Repayment scheduling for principal, interest and fees.

  • Collateral management with collateral and loan-to-value tracking.

  • Disbursement connectors, ours or your own.

  • Servicing and ledger postings to the system of record.

03Configuration

You configure

All versioned and maker-checker gated.

Policyloans

  • v5ProposedAwaiting checker
  • v4In forceMaker and checker signed
  • v3SupersededKept on the record
  1. 01Loan products and eligibility
  2. 02Underwriting rules
  3. 03Collateral and LTV policy
  4. 04Repayment schedules
  5. 05Disbursement rails

Contact

Tell us what you want to launch.

Tell us the product, the market and where you are with licensing. The first call is about your use case, not a slide deck.

Or write to maadhav@codedecoders.io or message us on WhatsApp (opens in a new tab).